Payday Anomaly Indicator
Market timing based on payroll cycles & holidays
-35
PRE-PAYDAY
CAUTION
2 days to nearest payday
2 days before payday - Moderate selling pressure
Market Indicators vs Payday Risk
Payday Risk (0-100)
Market Price (%)
RSI (0-100)
MFI (0-100)
Payday Risk 50 = Neutral | Below 30 = Risk (pre-payday) | Above 70 = Opportunity (post-payday)
Upcoming Paydays
Semi-Monthly (15th)
2026-10-15
2d
20% coverage
Weekly
2026-10-16
3d
35% coverage
Semi-Monthly (EOM)Holiday Adjusted
2026-10-30(was 2026-10-31)
17d
20% coverage
Monthly (1st)Holiday Adjusted
2026-10-30(was 2026-11-01)
17d
25% coverage
Holiday Information
Market Open
Upcoming Market Holidays
No holidays in the next 30 days
📊 How to Interpret
Pre-Payday Risk
1-2 days before paydays often see selling pressure as people liquidate to cover expenses
Payday Neutral
On payday, market stabilizes as new money enters the system
Post-Payday Bullish
1-3 days after payday typically sees buying pressure from 401k contributions and new investments
Holiday Impact
Holidays near paydays can increase volatility as trading volume decreases
Score Legend
+30 to +100: Bullish (post-payday buying)
0 to +29: Neutral
-1 to -30: Caution
-31 to -100: Risk (pre-payday selling)
Last updated: 10/13/2026, 2:42:49 PM