Payday Anomaly Indicator

Market timing based on payroll cycles & holidays

-15
APPROACHING
WATCH
3 days to nearest payday

3 days to payday - Slight selling pressure building

Market Indicators vs Payday Risk

Payday Risk (0-100)
Market Price (%)
RSI (0-100)
MFI (0-100)
6:30 AM7:05 AM7:40 AM8:15 AM8:50 AM9:25 AM10:05 AM10:45 AM11:25 AM12:05 PM1:00 PM0255075100Index (0-100)-0.6-0.4-0.200.2Market %
Payday Risk 50 = Neutral | Below 30 = Risk (pre-payday) | Above 70 = Opportunity (post-payday)

Upcoming Paydays

Weekly
2026-08-14
3d
35% coverage
Semi-Monthly (15th)Holiday Adjusted
2026-08-14(was 2026-08-15)
3d
20% coverage
Semi-Monthly (EOM)
2026-08-31
20d
20% coverage
Monthly (1st)
2026-09-01
21d
25% coverage

Holiday Information

Market Open
Upcoming Market Holidays
No holidays in the next 30 days

📊 How to Interpret

Pre-Payday Risk

1-2 days before paydays often see selling pressure as people liquidate to cover expenses

Payday Neutral

On payday, market stabilizes as new money enters the system

Post-Payday Bullish

1-3 days after payday typically sees buying pressure from 401k contributions and new investments

Holiday Impact

Holidays near paydays can increase volatility as trading volume decreases

Score Legend

+30 to +100: Bullish (post-payday buying)
0 to +29: Neutral
-1 to -30: Caution
-31 to -100: Risk (pre-payday selling)
Last updated: 8/11/2026, 8:14:09 PM