Money In-Flow / Out-Flow Indicator

Tracks institutional money movement based on payday cycles & technical indicators

+3%
NEUTRAL FLOW
NEUTRAL FLOW
MFI: 66.4 | RSI: 65.4

Balanced money flow - Normal market conditions

Cap-Weighted Market IndexSPY 58.5% | QQQ 29.2% | IWM 8.2% | DIA 4.1%

Money Flow (401K/Pension)
Market Index Price
Regression Trend
SMA 20
07/1307/1407/1507/1707/2007/2207/2407/2707/2907/3008/0308/0408/0608/1008/11$700$720$740$760$780-60%-30%0%30%60%Money Flow
Cyan area = Money Flow from 401K/Pension timing | Positive = Post-payday inflow | Negative = Pre-payday outflow

Component Breakdown

Payday Phase50% weight
APPROACHING
Score: -15Contribution: -25%
Money Flow Index (MFI)30% weight
66.4
NeutralContribution: 33%
Relative Strength Index (RSI)20% weight
65.4
NeutralContribution: 31%

Interpretation Guide

Money INFLOW

Post-payday periods see 401k contributions and new investments enter the market

Typically bullish - consider accumulating positions
Money OUTFLOW

Pre-payday periods see selling as people cover expenses before paycheck

Typically bearish - consider reducing exposure or hedging

Technical Signal Thresholds

MFI > 80: Strong buying
MFI < 20: Strong selling
RSI > 70: Overbought
RSI < 30: Oversold

Signal Interpretation

STRONG INFLOW
+40% to +100%
Heavy institutional buying
MODERATE INFLOW
+15% to +40%
Steady accumulation
NEUTRAL FLOW
-15% to +15%
Balanced market
CURRENT
MODERATE OUTFLOW
-40% to -15%
Steady distribution
STRONG OUTFLOW
-100% to -40%
Heavy selling pressure

Last updated: 8/11/2026, 8:13:24 PM

The Money Flow indicator combines payday cycle analysis (401k/pension timing) with technical indicators (MFI, RSI) to predict institutional money movement in the market.